Best Overall Deals Right Now

  • Capital One Venture Rewards

    Earns 2x points everywhere.

    Currently offering 75k Capital One miles after $4k spend in the first 3 months.

  • Capital One Venture X

    Earns 10X miles on hotels and rental cars booked via Capital One Travel, 5x on flights booked via Capital One travel, and 2X everywhere else.

    Currently offering 75k Capital One miles after spending $4,000 in the first 3 months.

    Referral link below. Please use my link to support The Points of It All when possible.

  • American Express Platinum

    Earns 5x points for flights booked directly with airlines or with Amex Travel and 5X points for prepaid hotels booked through Amex Travel.

    Currently offering 150k points after $6K spend in first 6 months plus 10x at restaurants worldwide in the first 6 months.

    Not my referral link.

Best No Annual Fee Cards Right Now

  • Chase Freedom Unlimited

    Earns 1.5% cash back on every purchase and 3% on dining and drugstores.

    Currently offering 20,000 points after spending $500 in the first 3 months + 5% cash back at gas stations in the first year.

    Referral link. Make sure to choose correct card.

  • Chase Freedom Flex

    Earns 5% cash back on rotating categories and 3% on dining and drugstores.

    Currently offering 20,000 points after spending $500 in the first 3 months + 5% cash back at gas stations in the first year.

    Referral link. Make sure to choose correct card.

  • Bilt Rewards

    Earns 1% cash back on rent - this is the only card out there that offers cash back for rent payments! You must be able to pay rent via ACH or check to use this one, and it doesn’t work for mortgages. Bilt points can be transferred to a variety of hotel and airline partners, like Hyatt and United.

    No welcome bonus. 

    Use this referral link to support The Points of It All!

Best Mid-Tier Cards Right Now

  • Chase Sapphire Preferred

    Earns 5x points on travel booked through Chase (2X all other travel), 3x on dining, 3x on select streaming services, 3x on online grocery, and 5x on Lyft.

    Currently offering 60k points after $4K spend in first 3 months.

  • Capital One Venture Rewards

    Earns 2x points everywhere.

    Currently offering 75k Capital One miles after $3k spend in the first 3 months.

    $95 annual fee.

  • Citi Premier Card

    Earns 3X points on groceries, dining, gas stations, flights, hotels, and travel agencies.

    Currently offering 60k points after $4k spend in 3 months.

    Not my referral link.

Best US Airline Cards Right Now

  • Chase United Quest Card

    Earns 3x United miles on United purchases, 2x on restaurants, 2x on all other travel, and 2x on select streaming services.

    Currently offering 80k miles after $5K spend in first 3 months.

    Not my referral link.

  • Chase Southwest Rapid Rewards Plus Card

    Earns 2x Southwest Rapid Rewards points on Southwest, transit, and purchases, and 1x miles elsewhere.

    Currently offering 75k miles after $5k spend in 3 months.

    Not a referral link.

  • American Express Delta Skymiles Gold Card

    Earns 2x Delta miles on Delta, supermarket, and restaurant purchases, and 1x miles elsewhere.

    Currently offering 75k miles after $2k spend in 2 months. The first year annual fee will be waived, then it is $99 per year.

    Not a referral link.

Best US Hotel Cards Right Now

  • Chase IHG Premier Card

    Earns 10x IHG points on purchases with IHG, and 2x points on gas, grocery, and restaurants.

    Currently offering 140k points + after $3k spend in 3 months.

    Using my referral link helps to support The Points of It All.

  • Chase Marriott Bonvoy Boundless Card

    Earns 6x Marriott Bonvoy points on Marriott purchases, 3x on gas stations, grocery stores, and dining on up to $6K in combine purchases each year and 2x everywhere else.

    Currently offering 5 free night certificates worth up to 50k points each after spending $5k in 3 months.

  • American Express Hilton Honors Aspire Card

    Earns 14x Hilton Honors points on Hilton spend, 7x on US restaurants, flights booked directly with airlines or amextravel.com, and select car rental companies, and 3x on all other eligible purchases.

    Currently offering 150k Hilton Honors points after $4K spend in 3 months.

    Referral link. Using this link to apply helps to make The Points of It All possible.

Best Small Business Cards Right Now

  • American Express Business Platinum Card

    This is a card for big spenders. Earns 1.5x points on purchases over $5k, and US construction/hardware stores, US electronic goods, and US shipping. Earns 1x everywhere else.

    Currently offering 120k points after $15k spend in the first 3 months.

    Annual fee is $695. Click link below to see additional benefits.

  • Chase Ink Business Preferred Card

    Earns 3x Ultimate Rewards points on travel, shipping, internet, cable, phone, and advertising with social media sites + 5x on Lyft.

    Currently offering 100k points after $15k spend in 3 months.

    Annual fee is $95.

    Using my referral link helps to support The Points of It All.

  • Chase Ink Business Unlimited Card

    Earns 1.5x Ultimate Rewards points on all purchases.

    Currently offering 75k points after you spend 7,500 points in 3 months.

    No annuual fee.

    Using my referral link helps to support The Points of It All.