One of my goals for 2022 is to be more organized and intentional with my credit cards and points. This will look like:

1. Maximizing the value of all my cards, and canceling or downgrading the cards that no longer provide value.

2. Planning my travel as far ahead of time as possible, and only signing up for new cards that are working towards a specific goal.

In late 2021, Capital One came out with a new competitor in the premium card market - the Venture X card. Not only does it seem like this will be a standout card for many people to keep for the long haul, but it also has a huge 100,000 point sign up bonus right now!