If you’re like me, your biggest monthly expenses are on housing costs. I’ve always felt bummed that I couldn’t optimize my spending on my single largest expense to earn points. Fortunately, with the Bilt app, I can now earn points on rent!

One of my goals for 2022 is to be more organized and intentional with my credit cards and points. This will look like:

1. Maximizing the value of all my cards, and canceling or downgrading the cards that no longer provide value.

2. Planning my travel as far ahead of time as possible, and only signing up for new cards that are working towards a specific goal.